Sampath Bank has redefined banking with ODFD, you can now withdraw money at any point from your FD, using your Debit Card. The moment you open a new Fixed Deposit with Sampath Bank, an automatic overdraft facility of up to 90% of the FD value is offered.  

A fixed deposit as flexible as a savings account: thanks to Sampath Bank

Key Benefits

  • A free Debit Card, the moment you open your ODFD. 
  • Withdraw up to 90% of your FD value as an overdraft, using your Debit Card. 
  • No loss of interest. 
  • Minimal documentation keeps it hassle free.


The eligibility criteria to open a Sampath ODFD is absolutely simple – just place one or more Fixed Deposits with Sampath Bank, for Rs.100,000/ or more, for six (6) months or above.

(Please note that Joint FDs, FDs opened under the special senior citizen category and existing FDs are not eligible).

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