At Sampath Bank, our purpose lies in empowering dreams and enriching lives.

In doing so, we have fuelled the growth of an ever-growing sphere of influence, while empowering those around us with limitless energy, vitality, and the strength to shape their journey. Over the years, we have always guided our stakeholders along the right path, into a future of stability and progress.

Even amid times of turbulence and seismic shifts in the environment, we have long served as a beacon of trust that illuminates every life we impact. Founded on a spirit of evolution and transformation, we stand steadfast and true; enabling countless individuals and businesses to
navigate into a future filled with endless possibilities.

The year under review saw us focus on enhancing our capabilities to safeguard the ever-evolving needs of our people, partners, and planet. We’re looking beyond the horizon, with the vision of creating an inclusive future enriched with endless stores of value for every stakeholder we impact.

Here at Sampath Bank, we're illuminating lives.

Integrated Annual Report

Sampath bank head ofiice
Passionate about empowering and promoting the financial well-being of all Sri Lankans, we at Sampath Bank constantly push the boundaries of innovation and embrace technology to develop solutions that meet the unique needs of individuals and business. By prioritising financial inclusion, we unlock economic potential, build stronger and more resilient communities and fuel the sustainable economic growth of the nation.
Our Purpose Statement icon
Our Purpose

Empower dreams and enrich lives.

Our Purpose Statement icon
Our Vision

To be the leader in transforming lives by unlocking financial potential with innovation, integrity, and empathy while nurturing financial well-being, sustainable growth, and economic prosperity.

Our Purpose Statement icon
Our Values
  • Create a learning culture that promotes individual and organisational development as well as promoting innovation and value for customers.
  • Treat all internal and external customers the way we would like to be treated.
  • Encourage and promote teamwork in all aspects of behaviour.
  • Open to feedback and demonstrate an eagerness for personal development.
  • Monitor and demonstrate an impressive commitment to results.
  • Uncompromising ethical and professional standards of behaviour.
chairman

Chairman's Message

Net asset value per share increased by 12.6% to Rs 142.01 reflecting the enhanced value to shareholders. The price of a share increased by 67.7% to Rs 118.25 which increased the wealth of shareholders by Rs 47.75 per share. With the share price below book value and low price to earnings ratio, Sampath Bank is an attractive investment at the current valuations.

chairman signature
Harsha Amarasekera
Chairman
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Managing director

Managing Director's Review

The uncertain times were well-utilised by the Bank as we crafted an exciting growth strategy founded on our heritage of pushing boundaries with technology to deliver new products and connect to our customers.

chairman signature
Ayodhya Iddawela Perera
Managing Director
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Financial Snapshot

Rs 27.3 Bn

Profit after tax
(+59%)

Rs 80.0 Bn

Net interest income
(+11%)

4.7%

Impaired loans (stage 3) ratio
(-118 bps)

307.4%

Liquidity coverage ratio - all currency
(-511 bps)

19.4%

Total capital adequacy ratio
(-18 bps)

Rs 1,469 Bn

Deposit base
(+16%)

Rs 964.6 Bn

Gross loans and advances
(+10%)

45.0%

Cost to income ratio
(+930 bps)

Digital Capital

Human Capital

Social and Relationship Capital

Manufactured Capital

Intellectual Capital

Natural Capital

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