What
is it?
You‘re a very busy person, always on the move. The last
thing you want to do is sit around filling forms and hanging around
in queues. That’s why you need a Professional account from
Sampath Bank. If you earn over Rs. 25,000/= a month, just fill
one form and get one account with more than ten services and a
lot more.
What
are the benefits?
Easy
Savings:
When your salary is sent directly to the bank, we’ll transfer
2.5% or Rs.500/= of your salary to an electronic till. When this
amount exceeds Rs. 25,000/=, your funds will be automatically
transferred to a fixed deposit account for a higher interest.
Personal
Loans:
If you’re a permanent employee with over 3 years experience,
you are entitled to a range of personal loans. And if you are
married, your net income will include your spouse’s income.
Features |
Option1 |
Option2 |
Option3 |
| Minimum
monthly Net Income (Net Salary+Fixed allowances) |
Rs.
20,000/-
to
Rs. 40,000/- |
Rs.
40,001/-
to
Rs. 75,000/- |
Rs.
75,001/-
and
above |
| Loan
range |
Rs.
50,000/- to Rs. 250,000/- |
Up
to Rs. 750,000/- |
Up
to Rs. 1.5 M |
| Maximum
loan amount |
Net
Income x 06 times |
Net
Income x 10 times |
Net
Income x 10 times |
| Repayment
period |
24
to 36 months |
Up
to 48
months |
Up
to 48
months |
| Security |
Loan
Agreement
Pro-Note |
Loan
Agreement,
01 Guarantor* |
Loan
Agreement,
02 Guarantor* |
| Setting
up charge |
Minimum
Rs. 500/- |
Minimum
Rs. 1000/- |
Minimum
Rs. 1000/- |
*
At least one Guarantor should be a professional.
Housing
Loans:
| Features |
Option1 |
Option2 |
| Minimum
monthly Net income (Net Salary+Fixed allowances) |
Rs.
25,000/- |
Rs.
25,000/- & above |
| Minimum
loan amount |
Rs.
100,000/- |
Rs.
100,000/- |
| Repayment
period |
Up
to 360 Months |
Up
to 360 Months |
| Security |
Primary
Mortgage |
Primary
Mortgage |
| Processing
fee |
Minimum
Rs. 2,500/- |
Minimum
Rs. 2,500/- |
| Insurance |
DTAP,
Fire |
DTAP,
Fire |
1.
Reduce 0.25% from the applicable interest rate.
2. Setting up charges Rs. 2,500/-(minimum).
Vehicle Loans:
| Features |
Registered |
Unregistered |
| Minimum
loan amount |
Net
Income x 06 times |
Net
Income x 10 times |
| Repayment
period |
36
months |
60
months |
| Security |
Mortgage
over vehicle |
Mortgage
over vehicle |
| Setting
up charges |
Minimum
Rs. 2,500/- |
Minimum
Rs. 2,500/- |
|
|
Leases:
Competitive interest rates with repayment up to
60 months.
Credit
Card:
You are entitled to a credit limit of up to two times your net
salary.
Insurance
(From Asian Alliance)
You receive a discount on premier for non-life insurance policies.
24
hours Emergency Medical Service (From Medicalls)
This service is available for an annual retainer of Rs.
1600/-
Other
benefits:
- “Professional” branded chequebooks.
- ATM facility – daily withdrawal limit Rs.100,000/=
- Telephone banking
- Mobile phone banking
- Internet banking
- Web cards
- SMS Alertz
