Overview

Ladies 1st is a unique savings account from Sampath Bank for the modern Sri Lankan women with a promise of more financial freedom, convenience, and advantages.

Key Benefits

• Higher interest rate of 0.5% more than the prevailing savings interest rate for the main account.
  
  
• A separate savings till account with a compulsory minimum monthly savings of Rs.500/-.
  
  
• Branded Pass book and branded Visa Debit card.
  
  
• Investment plans up to 5 years ;
  
  

  Period to save	Maturity Value
  	100,000/-	200,000/-	500,000/-	1,000,000/-
  	Monthly Installment
  1 Year	8,088.00	16,177.00	40,441.00	80,883.00
  2 Year	3,933.00	7,866.00	19,666.00	39,332.00
  3 Year	2,550.00	5,099.00	12,748.00	25,496.00
  4 Year	1,859.00	3,718.00	9,294.00	18,588.00
  5 Year	1,445.00	2,890.00	7,226.00	14,452.00

        Ladies 1st Investment Plan Account Terms and Conditions

• Accident and personal Insurance cover from a reputed insurance service provider.
  
  Ladies 1st Insurance Cover
  
  
• Salary advances equal to monthly salary.
  
  
• A discount of 0.25% on the existing pawning interest rate of the bank.
  
  
• Loans on discounted rates of 0.25% below the current rate.
  • Personal Loans
  • Housing Loans
  • Vehicle Loans
  • Leasing & Hire Purchase Facilities

• Additional discount up to 0.25% on personal, housing and vehicle loans for professionals (conditions of Sampath Professional loans scheme will apply).

Eligibility

• Sri Lankan female citizens of 18 years of age and above.
  
  
• Valid identification document (National Identity Card (NIC), Passport).
  
  
• Minimum initial deposit - Rs.1, 000/-.
  
  
• Loans - Eligibility subject to satisfying the credit approving criteria of the bank and 03 consecutive month’s salary remittance to the account.