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  • Overview
  • Key Benefits
  • Eligibility
  • Rates

Overview

Ladies 1st is a unique savings account from Sampath Bank for the modern Sri Lankan women with a promise of more financial freedom, convenience, and advantages.

Key Benefits

  • Higher interest rate of 0.5% more than the prevailing savings interest rate for the main account.

  • A separate savings till account with a compulsory minimum monthly savings of Rs.500/-.

  • Branded Pass book and branded Visa Debit card.

  • Investment plans up to 5 years ;

    Period to save   Maturity Value
    100,000/- 200,000/- 500,000/- 1,000,000/-
    Monthly Installment
     1 Year  8,088.00  16,177.00 40,441.00   80,883.00
    2 Year 3,933.00 7,866.00 19,666.00  39,332.00
    3 Year 2,550.00 5,099.00 12,748.00  25,496.00
    4 Year 1,859.00 3,718.00 9,294.00  18,588.00
    5 Year 1,445.00 2,890.00 7,226.00  14,452.00

        Ladies 1st Investment Plan Account Terms and Conditions

  • Accident and personal Insurance cover from a reputed insurance service provider.

    Ladies 1st Insurance Cover

  • Salary advances equal to monthly salary.

  • A discount of 0.25% on the existing pawning interest rate of the bank.

  • Loans on discounted rates of 0.25% below the current rate.
    • Personal Loans
    • Housing Loans
    • Vehicle Loans
    • Leasing & Hire Purchase Facilities
  • Additional discount up to 0.25% on personal, housing and vehicle loans for professionals (conditions of Sampath Professional loans scheme will apply).

Eligibility

  • Sri Lankan female citizens of 18 years of age and above.

  • Valid identification document (National Identity Card (NIC), Passport).

  • Minimum initial deposit - Rs.1, 000/-.

  • Loans - Eligibility subject to satisfying the credit approving criteria of the bank and 03 consecutive month’s salary remittance to the account.