| Our
Objective
“To play a vital role in development of national economy
by Providing financial assistance to the entrepreneurs”.
Our
Products / Services
(i) Term loans and other credit facilities to on-going &
new/start-up Projects to any sector
(ii) Re-finance loans at very concessionary rates for on-going
& new/start-up projects for selected sectors.
(iii) Leasing facilities for Projects
SMERDP
- Small & Medium Enterprise Regional Development Project
-
Projects locate outside the Western Province
- Economically and financially viable
- Startup, expansion or modernization activities
- Maximum Loan Amount – Rs.20.0 Mn
- Turnover less than Rs.300.00 Mn fixed assets excluding land
& building below Rs.100.0 Mn
- Repayment – Longer repayment period
based on the cash flow of the business
- Rate AWDR +8% p.a.
- Sectors - Manufacturing, Mining, Agro Industries,
Fish Processing, Industrial services
Financing
of construction cost of Commercial buildings are not eligible
under this Credit Line.
NCRCS
– New Comprehensive Rural Credit Scheme
| Eligible
Borrowers :
|
Individuals,
Partnerships, Registered Companies engaged in cultivation
of
Any other crop described below
Paddy, Potatoes, Onions, Chilies, Pulses, Oil Seeds, Vegetables
and other
Cereals |
Eligible
Scales of Finance per Acre (Rs)
|
Crop |
Land
Preparation |
Seed Nursery
And
Planting |
Fertilizer |
Chemical
(Pest/Weed/
Fungus) |
Others |
Total
Cost |
Maximum
Loan limit |
1.Paddy
Irrigated
Rainfed |
5,200
5,100 |
1,935
2,550 |
3,581
3,346 |
2,200
1,850 |
8,600
7,300 |
21,516
20,146 |
18,000
12,000 |
| 2.Chilly
|
9,425 |
9,824 |
6,562 |
28,730 |
18,600 |
73,141 |
50,000 |
3.Onion
Red Onions
Big Onions |
4,5501
7,850 |
39,744
16,470 |
4,197
4,797 |
5,990
17,900 |
29,100
25,800 |
83,581
82,817 |
50,000
50,000 |
4.Pulses
Cowpea
Green Gram
Black Gram
Soya Beans
Maize |
4,330
4,325
4,600
4,600
3,700 |
1,515
2,700
1,849
3,200
1,400 |
3,314
3,614
3,614
4,068
3,000 |
3,350
3,770
3,050
5,500
-- |
6,300
7,600
6,000
6,650
4,000 |
18,809
22,009
19,113
24,018
12,100 |
15,000
15,000
15,000
15,000
10,000 |
5.Oil
Seeds
Ground Nut
Gingelly
Sun Flower |
4,400
4,180
4,000 |
4,400
--
3,000 |
3,914
3,302
2,500 |
4,380
1,800
1,000 |
7,500
6,300
4,000 |
24,594
15,582
14,500 |
15,000
8,000
8,000 |
6.Root
& Tuber
Potato
Sweet Potato
Manioc
Kiri Ala |
29,700
8,100
2,500
20,000 |
96,200
4,275
6,100
12,000 |
15,634
5,437
6,576
5,000 |
21,200
4,800
6,600
-- |
19,200
12,600
11,600
8,000 |
181,934
35,212
33,376
45,000 |
140,000
25,000
25,000
30,000 |
7.Vegetable
Brinjal |
6,000 |
4,800 |
10,980 |
20,700 |
18,400 |
60,880 |
40,000 |
| Bandakka |
5,200 |
6,600 |
8,617 |
6,800 |
10,200 |
37,417 |
25,000 |
| Beet
Root |
27,600 |
17,940 |
9,987 |
8,850 |
13,500 |
77,877 |
50,000 |
| Cabbage |
16,000 |
7,570 |
9,672 |
18,700 |
12,500 |
64,442 |
45,000 |
| Carrot |
20,200 |
12,200 |
10,079 |
11,600 |
16,300 |
70,379 |
50,000 |
|
Capsicum |
9,300 |
14,210 |
7,205 |
21,600 |
18,200 |
70,515 |
50,000 |
| Tomato |
8,400 |
6,000 |
9,762 |
13,600 |
21,900 |
59,662 |
35,000 |
| Leeks |
29,200 |
16,050 |
12,729 |
11,200 |
24,300 |
93,479 |
70,000 |
| Raddish |
15,200 |
7,800 |
12,729 |
4,700 |
9,100 |
41,518 |
20,000 |
| Knoh
Khol |
15,200 |
12,540 |
4,718 |
5,200 |
8,400 |
46,058 |
25,000 |
| Luffa |
5,500 |
10,200 |
8,043 |
11,000 |
30,200 |
64,943 |
45,000 |
| Bitter
Guard |
5,800 |
13,100 |
7,702 |
9,500 |
32,700 |
68,802 |
45,000 |
| Snake
Guard |
5,500 |
13,100 |
6,864 |
10,700 |
31,100 |
67,764 |
45,000 |
| Pumpkin |
6,400 |
5,200 |
8,748 |
5,000 |
11,200 |
36,548 |
20,000 |
8. Seed Farming, Nurseries and Planting material, maximum
loan amount Rs. 5.0 M
9. Purchasing of Agricultural produce under Forward sales
contracts – Maximum loan amount Rs. 50 M
Interest
Rate
Repayment Period |
:
7% p.a. for purchasing agricultural produce underForward
sales contracts
: 8% p.a. for cultivation of paddy and other subsidiary
Food crops
Interest
& capital should be fully paid within a maximum
period of 240 days |
PDP
– Plantation Development Project
(i)
To enhance the profitability of the sector through transformation
of Regional Plantation Companies (RPC) from primary
procedures to agribusiness entities and
(ii) Improve the living and working conditions of the estate
work force to a level comparable with other sectors
Eligible
Borrowers : Regional Plantation Companies
Eligible
Investments :
(i)
Field Development and Mechanization in core activities
(a) Field development of core
crop activities, which include;
•
Tea – replanting and infilling
•
Rubber – replanting
•
Coconut – replanting and rehabilitation
(b)
Mechanization of core crop activities of tea, rubber and coconut
(ii)
Crop and non-crop diversification
(a) Crop diversification and
forestry, including
•
Spices
•
Coffee
•
Oil palm
•
Forest development
(b) Non Crop diversification
and estate tourism, including
•
Refurbishment of estate bungalows
•
Construction of crude palm oil factories
(iii)
Factory consolidation and process automation
• Consolidation of tea
factories
• Effluent treatment for
rubber factories
• Rehabilitation of mini-hydro
schemes
(iv)
Marketing ventures
• Vertical integration
• Marketing alliances
Loan
Scheme
Maximum
Loan
- US$2.0 M
Refinancing
is available upto :
(i)
Field development and mechanization in core activities
(ii) Crop and non crop diversification
(iii) Factory consolidation and process automation
(iv) Marketing ventures |
83%
of the loan
88% of the loan
86% of the loan
86% of the loan |
Rate
of Interest : AWDR
+ 5% (fixed)
Loan
Maturity :
(i)
Field development and mechanization in core activities
(ii) Crop and non-crop diversification
(iii) Factory consolidation and process automation
(iv) Marketing ventures |
-
15 years maximum
- 15 years maximum
- 10 years maximum
- 10 years maximum |
Each may include a maximum grace period of seven years
Maturity period of any loan cannot exceed year 2018.
Our Guarantee
Flexible and friendly service
For further details please contact
Tel
:4730215-19 or 4730288
Fax
: +94 5 331569
E-mail : db.mgr@sampath.lk
|
