| Our Objective |
“To
play a vital role in development of national economy
by Providing financial assistance to the entrepreneurs”. |
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| Our
Products / Services |
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Term loans and other credit
facilities to on-going & new/start-up Projects to
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any sector. |
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Re-finance loans at very concessionary rates for on-going
& new/start-up |
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projects for selected sectors |
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Leasing facilities for Projects |
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| SMERDP
- Small & Medium Enterprise Regional Development Project |
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Projects locate
outside the Western Province. |
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Economically and financially viable. |
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Startup, expansion or modernization activities. |
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Maximum Loan Amount – Rs.20.0 Mn. |
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Turnover less than Rs.300.00 Mn fixed assets excluding
land & building below. |
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Rs.100.0 Mn. |
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Debt : Equity - 75 : 25 |
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Repayment - Longer repayment period based on the cash
flow of the business |
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Interest Rate - Rate AWDR +8% p.a. |
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Sectors - Manufacturing, Mining, Agro Industries, Fish
Processing, |
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Industrial services. |
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| Financing of construction cost of Commercial
buildings are not eligible under this |
| Credit Line. |
| ------------------------------------------------------------------------------------------------------------------ |
| NCRCS – New Comprehensive
Rural Credit Scheme (Cultivation and purchase of agricultural
commendation under forward sales contracts). |
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| Eligible
Borrowers |
: Individuals,
Partnerships, Registered Companies engaged
in cultivation of any other crop described below
Paddy, Potatoes, Onions, Chilies,
Pulses, Oil Seeds, Vegetables and
other Cereals. |
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| Interest Rate |
: 12% p.a. for purchasing
agricultural produce underForward sales
contracts.
Further, 2% p.a. commission
will be charged.
: 12% p.a. for cultivation of paddy and other subsidiary
Food crops. |
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| Repayment Period |
: Maximum 270 days for
farmers and purchasing of maize. Purchase
of other crops 180 days. |
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Eligible Scales of Finance per Acre
(Rs): 
(Click
Here) |
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| Dasuna Revolving |
: Project
locate Southern Province. |
| Project Size |
: Fixed assets,
excluding land and building should not exceed
Rs. 3.0 Mn on completion of the project. |
| Debt : Equity |
: 80 : 20 |
| Max. Loan Amt |
: Rs. 1.0 Mn |
| Int. Rate |
: 10.5% |
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| EIB Contract ‘A’ |
| Eligibility |
: Project indirectly
or directly affected by Tsunami. |
| Minimum Loan Amount |
: LKR equivalent
of EUR 10,000/- |
| Maximum Loan Amount |
: LKR equivalent of EUR
350,000/- |
| Interest Rate |
: AWDR+4% |
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| Relief Package for Tea Sector |
| Eligibility Criteria |
: Registered
Tea Factory Owners with the recommendation of
the Sri Lanka Tea Board confirming the eligibility
of the borrower for the loan facility. |
| Minimum Loan Amount |
: One month working
capital requirement based on the |
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turnover
in October 2008. |
| Interest Rate |
: 21% p.a. |
| Interest Subsidy |
: 6% p.a. |
| Repayment Period |
: Maximum 5 years |
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| RERED additional financing |
| Eligible sub projects |
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Grid-connected renewable
energy power projects(with capacity not more than
10MW) |
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Off-grid village based renewable
energy power projects |
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Solar home systems |
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Other renewable energy investments |
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Energy efficiency, conservation and
demand side |
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management (DSM) investments |
| Repayment |
: |
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Longer repayment period depending
on the cash flow of the project |
| Interest Rate |
: |
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Simple average of AWDR and AWFDR
+ 5%p.a. |
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| ------------------------------------------------------------------------------------------------------------------ |
| E Friends (Revolving) |
| Eligible sub projects
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Equipment
for end-of-pipe treatment and equipment that will
lead to reduced emission or to a lower production
of wastes by the enterprises thereby enabling
them to comply with the National Environment Standards. |
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Equipment that
leads to substantial reduction in the use of resources
by existing equipment and machinery, or the phasing
out of hazardous substances; |
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Equipment that will substantially
improve the safety of work places, especially with
regard to the exposure of workers to potentially
hazardous substances or noise, etc. |
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Investments
related to the relocation (excluding purchase
or lease of land) of highly polluting industries
to special estates that are equipped with waste
treatment plants and investment by enterprises
that set up and operates such treatment plants. |
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Equipment for
the monitoring of pollutants in connection with
above |
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| Repayment – |
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Sub loans granted
in year 2010 – A minimum of 3 years and
a maximum of 5 years including the grace period. |
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Sub loans granted
in year 2010 – A minimum of 3 years and
a maximum of 4 years (Only upto 25/09/2010) including
the grace period. |
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Maximum grace period - 2 years |
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| Interest Rates – |
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Interest rate
to a sub borrower is 8.5% p.a. (The rate structure
shall be reviewed by NDB and the GOSL annually) |
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| For further details please contact: |
| Tel |
: +94 4730215 -19 or +94 4730288 |
| Fax |
: +94 5 331569 |
| E-mail |
: db.mgr@sampath.lk |
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